The biggest investment most people will ever make is in their home. That's why it makes sense to protect the sizable financial investment you´ve made in your own home with a comprehensive homeowners plan. Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide.
Basic protection you need for:
Other buildings or structures on your property
Your personal belongings - furniture, clothing, appliances, etc.
Additional living expenses
Your personal legal liability
Special features you can choose for additional security
Home Replacement Guarantee
Replacement Cost on Contents
Additional Coverage Form
Frequently asked homeowners insurance questions
What is homeowners insurance?
Covers the property of the insured.
Provides personal liability coverage to the insured.
What do I need to know when purchasing homeowners insurance?
Get the amount and type of insurance that you need.
Determine the amount of personal property insurance and personal liability coverage that you need.
Select any additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement?
What is "actual cash value"?
What is "replacement cost"?
Where and when is my personal property covered?
Should I purchase earthquake coverage?
Direct damages due to earthquakes are not covered under the standard homeowners insurance policy. If you live in an area that is prone to earthquakes, you may want to consider adding an earthquake endorsement to your homeowners insurance policy. This endorsement will cover damages due to earthquakes, landslides, volcanic eruptions and other earth movements.
Should I purchase flood coverage?
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